Finder and Partners Sdn Bhd

Recovery operations built on human accountability

Professional recovery operations supported by governed intelligence and mandatory human accountability.

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Payment Safety NoticeFinder & Partners does not receive, collect, hold or process customer payments. Payments must be made directly through CelcomDigi's official channels.
Operational Framework

Enterprise Recovery & Portfolio Capability

Finder & Partners combines highly structured recovery operations with governed internal tools. We empower our human professionals to resolve accounts efficiently while strictly adhering to client policies.

01PORTFOLIO INTAKE& STRUCTURE
02HUMAN-GOVERNEDENGAGEMENT
03RESOLUTION& AUDIT
GovernedRecovery Model

Human accountabilityat every stage

[ 01 ]|

Portfolio Intake & Structure

Structured intake organises appointed accounts by risk profile and client requirements before engagement begins.

Risk structureIdentity validation
Select a stage to explore.
Partner Value

Confidence Through Governed Operations

Four connected foundations. A stronger, more trusted partnership.

Panel Confidence

Collective confidence through governed operations.

Governed Operating Principles

Built on clear principles. Designed for trust.

Our operations are guided by five core principles to ensure responsible, secure and transparent use of AI in every client interaction.

GovernedOperating Principles
01

Human Accountability

Authorised personnel remain strictly responsible for customer-impacting decisions, workflow approvals, and official responses.

02

Approved Knowledge

Public guidance is intended to use approved company information and authorised client-provided sources when production integration is active.

03

Controlled Escalation

Account-specific requests and complex disputes are subject to strict operational boundaries requiring documented escalation.

04

Auditable & Traceable Operations

Operational activity is recorded with traceable records that support authorised review, accountability and oversight.

05

Controlled Data Access

Client and customer information is handled within authorised access boundaries and governed operational procedures.

Payment Guidance

Safe Payment Methods

Clear guidance on prohibited payment methods and the correct authorised payment path.

Finder & Partners Sdn Bhd does not receive, collect, hold or process customer payments. Payments are made directly to CelcomDigi.

Strictly Prohibited Methods

Do not use the following payment methods.

Cash & Cheque Payments
Direct Transfers to Finder
QR Codes / E-wallet Transfers

Authorized Action Path

Follow the correct payment process for a safe and secure transaction.

Pay directly via official CelcomDigi payment channels only.
Ask our team for direct payment link coordinates if required.

Critical warning: Our employees will NEVER request payment into a personal account or any third-party account under any circumstances.

If uncertain regarding payment procedures, contact our Customer Service before making any transaction.

Finder & Partners Sdn Bhd
PEOPLE  •  PROCESS  •  TECHNOLOGY
FOR DEBTORS

ResponsibleRecovery.

Professional recovery conducted within defined client mandates.

HOW WE OPERATE

HumanAccountability.

Technology supports our personnel; it does not replace accountable human judgement.

FOR PANEL PARTNERS

GovernedIntelligence.

Governance is built into every engagement.

Responsible recovery. Human accountability. Governed intelligence.

Security & Privacy

A modern governed security architecture managing data, access, and compliance.

Security Core

Customer Information Protection

Confidentiality maintained through structured internal protocols to prevent unauthorized access.

Secure Communications

Customer information should be handled through approved communication and document-submission channels.

PDPA Alignment

Structured to support alignment with Malaysia's Personal Data Protection Act requirements.

Data Minimisation

Access is intended to be limited according to operational role and authorised purpose.

Governed Lifecycle

Information Processing Flow

01
Data Received

Enquiries received via secure, encrypted channels.

02
Purpose Validation

Verification of alignment with authorised purposes.

03
Least-Privilege Access

Access restricted strictly to assigned personnel.

04
Authorised Handling

System operations performed under human oversight.

05
Retention Boundary

Archived or removed under PDPA requirements.